NDIS Funding Categories: How to Understand to Get the Best Out of It

NDIS Funding Categories: How to Understand to Get the Best Out of It

NDIS funding categories might be daunting for participants to grasp. However, this blog can help you understand each category to get the best out of them. The NDIS provides funding across different categories to help participants achieve their goals and live independently. 

Understanding these categories is crucial to ensuring you make the most of your plan. In 2025, NDIS funding remains divided into three key areas: Core, Capacity Building, and Capital Supports. This guide will help you understand how to use each category effectively.

The Three Main NDIS Funding Categories

  1. Core Supports
    • Designed for everyday activities and essential support.
    • Includes assistance with daily living, consumables, transport, and social participation.
    • Flexible funding that allows you to adjust spending based on your needs.
  1. Capacity Building Supports
    • Focused on developing skills and independence over time.
    • Covers therapies, employment support, and training programs.
    • Funding is not flexible across different subcategories.
  1. Capital Supports
    • Provides funding for assistive technology and home modifications.
    • Includes wheelchairs, communication devices, and vehicle modifications.
    • Requires quotes and NDIA approval before purchases.

How to Make the Most of Your NDIS Funding

  • Plan Your Budget: Regularly review your funding to ensure you have enough for essential support.
  • Work with Providers: Engage quality service providers to get the best value from your plan.
  • Utilise Your Core Supports Flexibly: This category allows you to shift funds between services based on changing needs.
  • Understand Plan Management Options: Choose between self-managed, plan-managed, or NDIA-managed to best suit your financial needs.

Common Misconceptions About NDIS Funding

  • “I can use my Capacity Building funds for Core Supports.” ❌ No, each category has specific purposes.
  • “Unused funds roll over to the next plan.” ❌ No, funds do not carry over if not used.
  • “Capital Support funds can be used for other expenses.” ❌ No, they are strictly for approved purchases.

How Permalink Support Services Can Help 

At Permalink Support Services, we help participants:

  • Understand their funding categories and spending options.
  • Connect with trusted providers for support services.
  • Make informed decisions to maximise their NDIS plan.

Need guidance on using your NDIS funding effectively? Contact Permalink Support Services today for expert advice and personalised support!


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Stay tuned for next week’s blog on the benefits of NDIS plan management in 2025!

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